Buying Land Could Be Lucrative | InnovativeRealtyTeam Real ...

There are many ways that you can invest in real estate. One way is by purchasing land. This option can be a very lucrative choice, as long as you keep the few important points in mind. The reason why purchasing land could be a viable option is because you get to pick your location, and build a home to your specs. This will allow you to find your own contractors to construct your building for you. By having full control over who you choose and what you pay, it becomes easier for you to save on costs.

Keep in mind that while you do have full control over who you choose to build on your property, it also means that there will be more responsibility hanging over your shoulders. For example, you would need to make sure that you have all the right permits to construct your building, and you also have to make sure that you choose the right contractors; otherwise the whole project can turn into a big catastrophe. Therefore, before deciding to purchase a piece of property that is completely void of any buildings, take some time to do some research, as this will save you a lot of headache in the long run.

Buying land in a down market can also be a great investment. Land is becoming harder to come by, which is creating a higher demand for land and in turn bringing the price up. Buying land now and holding onto to it could bring some great return. Think about it in 10 years from now there will be a lot less land and your lot could be worth a pot of gold. Invest now and reap the rewards down the road. Think of it like a savings account, you deposit money into a piece of land and watch your money grow!

Source: http://www.innovativerealtyteam.com/blog/buying-land-could-be-lucrative

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Gulf spill harmed small fish, studies indicate | Environment | Science ...

Effects vary but dire impacts seen with some very low exposures

By Janet Raloff

Web edition: November 19, 2012

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TROUBLED WATERS

Killifish embryos exposed in the lab to sediment retrieved from oil-tainted coastal regions developed with some major deformities (top panel), including a malformed, elongated heart (arrow) and edema (star). Exposure to untainted sediments resulted in normal development of the heart cavity (bottom).

Credit: Benjamin Dubansky/LSU

LONG BEACH, Calif. ? Two years after BP?s Deepwater Horizon well blowout, laboratory studies are finally offering clues to the spilled oil?s impact on sea life. Brief, very low exposures to oil were capable of killing many fish embryos and hatchlings, new studies show. Those that survived often exhibited major deformities that would diminish an animal?s fitness.

Affected species ranged from the young of large open-ocean denizens, such as tuna, to minnow-sized coastal homebodies ? the tiny fish that serve as lunch for everyone bigger. Researchers shared their findings in mid-November during a symposium at the Society of Environmental Toxicology and Chemistry?s annual meeting.

Among oil constituents that most threaten sea life are polycyclic aromatic hydrocarbons, or PAHs. Through a process known as weathering, lighter-weight chemicals evaporate off of fresh oil, rendering what?s left progressively heavier and sludgy. New chemical analyses show that weathering reduces oil?s propensity to shed PAHs into water, finds Damian Shea of North Carolina State University in Raleigh. The bottom line, he concludes: Weathering reduces oil toxicity.

?But in our hands, weathered oil is more toxic,? said Andrew Esbaugh, a fish physiologist at the University of Texas at Austin?s Marine Science Institute who directly tested the effects of weathered oil on fish. Along with a broad team of researchers from several universities and the National Oceanic and Atmospheric Administration in Seattle, he compared the relative toxicity of weathered oil to fresh BP oil in newly hatched, lab-reared Gulf cobia and mahi mahi.

To simulate how waves disperse oil constituents, his team put oil and seawater into a blender and then spun the mix. They measured the amounts and types of PAHs that entered the water in each batch before exposing hatchlings to the mix for 48 to 96 hours.

Half of the baby fish died after exposure to water containing 5 to 10 micrograms per liter of weathered oil and its PAHs. To achieve the same kill rate with water hosting fresh BP oil, Esbaugh reported, it took concentrations four to eight times higher.

Sunlight also boosted the toxic effects, another study found. PAHs enhance the ability of tissues to absorb harmful ultraviolet radiation, explained Aaron Roberts of the University of North Texas in Denton. ?We like to think of PAHs as being the anti-sunblock,? he said.

To probe this phototoxicity in egg fertilization, Roberts? group collected newly spawned eggs and sperm from clean, lab-reared sea animals and then mixed the cells into oiled seawater. For the most sensitive species, blue crabs and mahi mahi, it took just 2 to 6 micrograms of PAHs per liter of water to diminish the eggs? normal rate of fertilization ? at least when solar UV radiation was present. Even after blocking 90 percent of the UV rays, enough still got through to diminish fertilization success beyond the harm caused by oil alone, Roberts said.

In these species, ?Photo-enhanced toxicity can account for up to a 20-fold higher sensitivity,? observed coauthor Martin Grosell of the University of Miami in Florida.

Lab-reared juvenile tuna and mahi mahi that survived brief early-life exposures to the oiled seawater often exhibited deformities that could jeopardize their long-term survival, another study found. For instance, many hatchlings exhibited subtle heart abnormalities after trace oil exposures in the egg that lasted only a day or so, Grosell reported. A month later, when his team put these youngsters into the equivalent of an aquatic treadmill, the fish could only swim about 70 percent as fast as those that had developed in clean water.

This is ?severely reduced swimming performance,? Grosell noted, and could compromise the ability of wild fish to catch sufficient prey or travel the extremely long distances that highly migratory tuna typically navigate each year. Prompting his team to conduct such tests were data showing that many commercially important deep-water species, especially tunas, typically spawn in the Gulf during the months the Deepwater Horizon well was spewing oil. In previous years, that spawning often occurred directly in the spill zone. ?

Finally, a team of researchers reported changes in the activity of a broad range of genes in minnow-length Gulf killifish retrieved from oiled sites on the Gulf Coast. This fish is the most abundant vertebrate in Louisiana?s marshy waters. Neither water at these sites nor the animals? tissues hosted detectable traces of PAHs, reported Andrew Whitehead of the University of California, Davis. Still, the animals? genes exhibited a clear fingerprint of exposure to PAHs.

This fingerprint of toxicity, he concluded, ?shows these fish have been exposed to biologically relevant concentrations.?

In a related lab experiment, colleague Fernando Galvez of Louisiana State University in Baton Rouge has incubated eggs from clean killifish with clean water combined with sediment from marsh edges tainted by the spill. Many eggs refused to hatch, even though their embryos hadn?t died. Of those that did hatch, many of the fish exhibited heart, spine and other defects. The heart rate of hatchlings raised with heavily oiled sediment was only 60 percent of normal, Galvez?s team found.

Whitehead cautioned against diminishing the importance of these effects as only impacting killifish. The marshland oiled by the spill is a nursery for plenty of commercial fishery species as well, he said. ?So what?s happening in the killifish is going to be happening in other animals that share the same habitat.?


J. Raloff. Oil spill didn?t hurt seagrass-dwelling juvenile fish. Science News, Vol. 180, August 13, 2011, p. 14. Available online: [Go to]

J. Raloff. Gulf floor fouled by bacterial oil feast. Science News Online, February 20, 2011. [Go to]

J. Raloff. BP gusher left deep sea toxic for a time, study finds. Science News Blog. November 1, 2010. [Go to]

J. Raloff. Gulf spill may have been somewhat bigger than feds, BP estimated. Science News Online, September 23, 2010. Available online: [Go to]

J. Raloff. Most BP oil still pollutes the Gulf, scientists conclude. Science News Online, August 19, 2010. Available online: [Go to]

J. Raloff. Gulf gusher is far and away the biggest U.S. spill. Science News. Vol. 178, July 3, 2010, p. 5. Available online: [Go to]

Source: http://www.sciencenews.org/view/generic/id/346573/title/Gulf_spill_harmed_small_fish,_studies_indicate

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Family Handyman Magazine Subscription $5 - Early-Retirement.org

Give me a museum and I'll fill it. (Picasso)
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Do I really need to bring this into the home for the missus to see it, and to come up with projects for me?

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Source: http://www.early-retirement.org/forums/f27/family-handyman-magazine-subscription-5-a-63769.html

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Hundreds Of Now-Official Md. Families Celebrate National Adoption ...

BALTIMORE (WJZ) ? Hundreds of children across Maryland and thousands across the country are thankful this holiday season for a very special reason. They are joining their new families. Saturday is National Adoption Day and Tim Williams has more.

With a new name comes a brand new family.

?From this day forward, they shall be known as Alexia Claire Metro and Victor Xavier Metro,? said a judge. ?Congratulations!?

For these families and thousands nationwide, this Saturday is National Adoption Day.

?To promote the need for families to adopt the over 100,000 children in America who are waiting for permanent, loving homes,? said Erika Slater, chair of Baltimore Adoption Day.

Dozens of children from Baltimore City and county and Prince George?s County received new parents and new homes at the city?s Circuit Court. Families like the Wilkens? have waited for Adoption Day. They now have seven children. The newest editions are teenage sons Devontay and Jordan.

?Now it just makes everything whole?our two boys and the girls and we?re all one family now,? said Ronald and Demetria Wilkens.

?It feels great to be part of a family. It?s a lot to look forward to,? said Devontay.

Nationwide, more than 100,000 children are in foster care awaiting loving families. National Adoption Day rolls around each year on the Saturday before Thanksgiving. Since it was established in 2000, more than 40,000 families have had their adoptions finalized.

?They are just warm, loving, open, supportive forever families,? Slater said.

Nationally, this is the 12th year for the event.

Source: http://baltimore.cbslocal.com/2012/11/17/hundreds-of-now-official-md-families-celebrate-national-adoption-day/

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Samsung demands copy of Apple?s patent license agreement with HTC

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Version Information:?Microsoft .NET Framework Version:2.0.50727.3643; ASP.NET Version:2.0.50727.3634

Source: http://www.telecomtiger.com/Corporate_fullstory.aspx?passfrom=corporate&storyid=16147&flag=1&section=S162

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IMF's Lagarde says important for euro zone to forge deal on Greece

MANILA (Reuters) - A crucial Eurogroup meeting next week on Greece should forge a deal that will put the insolvent country's economy on a sustainable path, International Monetary Fund (IMF) Managing Director Christine Lagarde said on Friday.

The IMF chief is cutting short her tour of Asia to attend the Eurogroup meeting in Brussels on November 20.

A row between euro zone governments and the IMF over how to make Greece's giant debt mountain manageable is holding up the release of 31 billion euros ($39.5 billion) in emergency loans needed to keep Athens afloat.

"It is not over until the fat lady sings as the saying goes," Lagarde told reporters when asked by reporters in Manila about the possibility of a deal on Greece next week.

"It is a question of working hard, putting our mind to it, making sure that we focus on the same objective which is that the country in particular, Greece, can operate on a sustainable basis, can recover, can get back on its feet, can reaccess markets as early as possible."

Lagarde earlier this week publicly disagreed with euro zone finance ministers who have suggested that Greece should be given until 2022 to lower its debt to gross domestic product (GDP) ratio to 120 percent. Lagarde has insisted the existing target of 2020 should remain.

European policymakers must also implement policy commitments to help lift the euro zone economy next year, Lagarde said in Manila.

Banks, insurers and other private sector investors holding about 206 billion euros of Greek bonds took a 53.5 percent reduction on the nominal value of their securities earlier this year.

Greece's total debt is forecast to rise to nearly 190 percent of gross domestic product next year, meaning it is highly unlikely to fall back to 120 percent of GDP by 2020, the level the IMF has said is the maximum sustainable in the long term.

(Reporting by Karen Lema and Lesley Wroughton; Editing by Simon Cameron-Moore)

Source: http://news.yahoo.com/imfs-lagarde-says-important-euro-zone-forge-deal-044019837--finance.html

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Mama's Lil' Guide November/December 2012 ? Available Now ...

Mama's Lil' Guide — November/December 2012 IssueThe November/December 2012 Issue edition of Mama?s Lil? Guide is hot off the presses!

This issue is packed with plenty of Fun Family activities, some mouth-watering recipes, info and savings from Local Businesses, plus pages of Holiday Events!

Featured on the cover of this issue of Mama?s Lil? Guide is The Uncorked Artist, the area?s newest and trendiest entertainment venue . . . Entertaining Paint Parties for Kids & BYOB Paint Parties for Adults! Visit the?CALENDAR, select a painting, register for that class, then show up with your favorite beverage (wine, beer, etc.) and some snacks, The Uncorked Artist supplies everything else (paper products, plastic ware, cups, napkins, all painting supplies and step-by-step instruction guided by a talented local artist)! At the end of the session you?ll take home your own unique masterpiece and memories of a fun time out. Family friendly events are held on most weekends, adult BYOB events are held evenings at 7PM.

The Uncorked Artist also provides the perfect venue to host a private kids party?or to host an adult BYOB private party! Celebrate your holidays differently this year by hosting a private paint party (8+ people minimum for a private party).
Email Tara@TheUncorkedArtist.com with questions.

Enjoy the ONLINE version of Mama?s Lil? Guide or visit one of Mama?s Distributors to pick up a printed copy of your own!

Source: http://mamaslilguideonline.com/home-page/mamas-lil-guide-novemberdecember-2012-available-now

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Grim day as Ford workers face the axe

Video will begin in 5 seconds.

Ford staff find out if they still have a job

At the Ford factory in Broadmeadows some staff found out their jobs were safe while others faced more grim prospects.

Workers have started arriving at the two Ford plants in Victoria as they prepare for what could be their last day on the job.

The company is axing 212 jobs at its Geelong and Broadmeadows plants and each worker is being given a one-on-one meeting with management, where they will be told if they still have a job.

Workers who are told they no longer have work will be provided with employment support paid for by Ford.

In addition to 212 sacked, 118 have already volunteered for redundancy.

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The Australian Manufacturing Workers Union said some of the workers who will lose their jobs had been employed at Ford for more than 25 years.

Its national secretary of vehicle division, Dave Smith, said the union had asked that Ford handle the workers with dignity.

He said the criteria used to select workers was based in skills and attitude, and there was no evidence of union shop stewards being targeted.

"The workers have been called in and that will continue all day," Mr Smith said.

"Then they will have to go home and tell their families.

"People are going to be anxious and nervous," he said.

Small groups of Ford workers gathered at nearby cafes in solidarity. They worked at Ford but were too anxious to talk.

One at a time, they headed over to their employer to hear their fate. Others arrived in their cars in the vast car park, lined mostly with Fords, although not all were made by their employer.

The news of losing his job crushed Moji Behbahani. Aged 55, he was losing his employer of 23 years. His hands shook as he described losing his job, not knowing what he would do next.

"I have to work," Mr Behbahani said.

"I have so many friends there, it is like a second family," he said.

He blamed the economic downturn for the job loses and not Ford.

Steve Brown has served Ford for 23 years. The forklift driver kept his job but was sad for his colleagues.

"Yesterday it felt like a funeral," Mr Brown said.

Mr Smith said a study of 190 car workers made redundant last year found 90 per cent had found new employment.

He said it would be tough to find another job in car manufacturing but said the union would suggest workers consider the health sector and logistics and the union would assist in training packages.

Mr Smith said the funding announced earlier this year by the Gillard Government would be used to refresh the Ford car's image. He said without it Ford would have most likely closed.

He called on local, state and federal governments to purchase fleet cars from local manufacturers. He said 66 per cent of local governments cars in 2004 had been Australian made but last year that number was 16 per cent.

Mr Smith said most countries did not export large quantities of cars and that Australia governments need to back them.

Ford said in July it would axe 440 jobs at the two plants by November due to a slump in large car sales and a production reduction.

But redeployment, in-house transfers and 118 voluntary redundancies will result in 212 being axed on Friday.

Shadow treasurer Joe Hockey said the cuts are evidence that "protection is not the answer" to a thriving Australian auto industry.

As Ford workers learn whether they will be among the 200 whose jobs will be cut at the company's Broadmeadows and Geelong plants, Mr Hockey has repeated his declaration that a coalition government would wind back assistance to car manufacturers.

"People are not buying Australian-made cars because they don't want to buy Australian-made cars, and the cars are not meeting their demands as consumers," he told the Seven Network on Friday.

"The government gave $34 million to Ford in January this year, the prime minister said this is going to create an extra 300 jobs, [now] 340 jobs have gone."

He says it is up to auto manufacturers to create cars Australian consumers want.

"Any time we go down this protection route, we lose out," he said. "The bottom line is we need an efficient car, we need cars that Australians want, and then the motor vehicle industry will survive."

With AAP

Source: http://rss.feedsportal.com/c/34696/f/644119/s/25a0c70b/l/0L0Stheage0N0Bau0Cvictoria0Cgrim0Eday0Eas0Eford0Eworkers0Eface0Ethe0Eaxe0E20A1211160E29fm30Bhtml/story01.htm

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